Home Mortgage Loan Rates
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Rates as of 2/12/2025
Conventional Home Loans
| Mortgage Terms | Interest Rate | Points | APR* |
|---|---|---|---|
| 30 Yr Fixed | 6.500% | 0.000% | 6.678% |
| 15 Yr Fixed | 5.750% |
0.000% | 5.923% |
Rates may vary.
Rates above based upon 740 credit score and 25% down payment
*APR - Annual Percentage Rate
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Government Home Loans
| Mortgage Terms | Interest Rate | APR* |
|---|---|---|
| FHA 30 Yr Fixed | 5.875% | 6.768% |
| Minimum Down - 3.500% | ||
| VA 30 Yr Fixed | 6.250% | 6.542% |
| Rural Development | 6.125% |
6.908% |
Rates may vary.
Rates above based upon 740 credit score and 3.5% down payment.
*APR - Annual Percentage Rate
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NMLS# 403183