Home Mortgage Loan Rates


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Rates as of 4/17/2025

Conventional Home Loans 

Mortgage Terms Interest Rate Points APR*
30 Yr Fixed 6.375% 0.000% 6.553%
15 Yr Fixed 5.500%
0.000% 5.673%
Minimum Down: 3.000%
Rates may vary.
Rates above based upon 780 credit score and 5% down payment

*APR - Annual Percentage Rate
 

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Government Home Loans 

Mortgage Terms Interest Rate APR*
FHA 30 Yr Fixed 5.875% 6.768%
Minimum Down - 3.500%

VA 30 Yr Fixed 6.500% 6.792%
Rural Development 6.000%
6.783%
Rates may vary. 
Rates above based upon 740 credit score and 3.5% down payment.
*APR - Annual Percentage Rate

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  NMLS# 403183