Ready Reserve

Farmers Bank’s Ready Reserve is a line of credit available to qualified customers that desire fast cash.

• Automatically transfers into your account to protect you from overdraft fees
  
• You may call the bank to draw money and transfer into your checking account
  
• Automatic payments helps you avoid late payments
  
• A monthly statement/accounting that will be combined to your checking account statement. 
  
• No annual fee 
• Automatic monthly payment of 5% of the principal balance or $25.00, whichever is greater
  
• Automatic transfer of funds in increments of $50.00 with $2.00 transfer fee
  
• Annual Percentage Rate (APR): 18% variable
• Additional Fees may apply (see Terms and Conditions)